In the Chinese animal zodiac 2020 is the year of the rat and what a ratty year it has been! Who at the beginning of the year would have predicted how devastating the coronavirus pandemic would be?
The ensuing health and financial crisis was a ‘Black Swan’ event on a global scale and the misery caused will have a long-lasting effect on all of our daily lives and our personal finances. But hopefully now the vaccine is being rolled out lives will start returning to the new normal, whatever that may be, in 2021.
When I look back on 2020, I think we at Better Retirement, like many other advisers, can hold our heads up high because we have served our clients well and helped them through the most difficult of times.