Pensions are a serious business to misquote Jane Austen*.
If you take an interest in your pensions and save enough money into your pension pots and make the right decisions you will be able to retire with peace of mind and financial security.
But if you bury your head in the sand and don’t take an interest in your pensions and make the wrong decisions you may regret this in later life.
So, how do I get you to take more interest in your pensions so you will make better decisions?
The answer can be found in the famous saying attributed to Confucius:
In my experience, most people are savvy about the things they understand (e.g. how to get a pay rise) but they don’t take much interest in things they don’t understand (e.g. making the most of their pensions).
So, the more you understand the more likely you are to become a savvier person.
It pays to be retirement savvy because you will:
It is no use kidding ourselves that all we have to do is educate you about the importance of pensions for you to start paying more attention. Let’s face it, reading and learning about pensions can be dull and boring and is probably not going to get you excited about pensions.
But, if I can find a more interesting way of getting you involved with your pension so you will understand the difference it can make to your life when you retire you should find this more exciting and beneficial.
This is exactly what My Retirement Toolbox does; it makes pensions and retirement planning more interesting and exciting by creating a safe and secure place where you can:
I have put into the Retirement Toolbox all of the acclaimed guides I have written, the videos and podcasts I have recorded during lockdown as well as all of my unique annuity and drawdown calculators and charts.
You can open and use the toolbox without charge or commitment and there are no strings attached.
My Retirement Toolbox is more than just an online collection of resources because at any time you can speak to a real person (that includes me) who will be pleased to give you help or advice about any aspect of your pension or retirement planning.
You may be wondering what is the catch? There is no catch, I am just passionate about helping people get the most from their pensions and making the right decisions about conversing their pension pots into cash and income.
However, there is an incentive to get financial advice.
The more you understand about your pensions the more you will realise that you owe to yourself to get financial advice as it is simply too difficult to make the right decisions without specialist financial advice.
When the time is right, I hope you will ask me to help you make the right decisions and give you financial advice.
* Jane Austen actually said; an annuity is a serious business.