Will 2017 be the year of the annuity?

The Chinese may be celebrating the dawn of the Year of the Rooster this weekend, but could 2017 also see UK advisers and their clients celebrating the return of annuities as a as a viable alternative to pension drawdown?…

Have annuities been Trumped!

With so much happening in the world is anyone interested in what is happening to UK annuity rates? The impact of Donald Trump in the White House should not change the slow but sure increase in UK annuity rates in the longer term but it might stall the trend in some short term. Annuities have been trumped by drawdown since pension freedoms but if rates continue to rise it might be time to play the annuity card.…

Secret annuity law

Secret law that says you CAN cash in your annuity, but (surprise, surprise) insurers are refusing to pay up Hundreds of thousands of pensioners could use a little-known law to cash in rip-off annuities — but insurers are standing in the way. Money Mail has uncovered an obscure legal loophole that enables over-55s to cash in annuities for pots worth less than £10,000. The legislation, allegedly buried by government officials, offers a lifeline to pensioners who are locked into deals that turned their savings into a retirement income.…

Telegraph-slice your pension

How to slice your pension to cover bills and grow your pot - article in Telegraph by Sam Brodbeck…

Express-high fees

Pension pot savers hit with £2BILLION of unnecessary fees each year - Harvey Jones in The Express…